In our world ships and airplanes hit things all the time. Recreational boaters and flyers yes, but also professional or military crews. Oil tankers and cruise ships on rocks. Military ships on sand bars. Ships crashing into each other. Airplanes crash into mountains. It happens all the time.
I see one reference which says that in 2013 94 ships of more than 100 tonnes were totally lost at sea.
I did not count them, but
https://en.wikipedia.org/wiki/List_of_s ... ks_in_2017 lists probably around 200(?) shipwrecks. Not all of these ships on this list were total losses, one that caught my eye was when Arleigh Burke-class destroyer USS John S McCain collided with a Liberian ship with 10 sailors killed. So this list includes incidents where the ships were damaged and crew killed, but not necessarily totally lost. But many on the list were total losses.
On 23 August 2017 3 cargo ships, two tankers and a bulk carrier were lost to Typhoon Hato. 3 were driven ashore, 1 broke in two, one floundered, and one was abandoned. This was only the third most listed Typhoone/Hurricain that year, Typhoon Damrey took 11 ships.
It is sometimes an accidental mistake on somebodies part. Maybe just not paying sufficient attention.
Sometimes it is more of a poor decision, knowing that there is a risk, but assuming it you will be lucky or skillful enough to succeed on a risky maneuver.
Sometimes it is just bad luck, and the typhoon jigs when everybody thought it would jag.
With today's technology it happens a lot less often than it used to. Google Maps in a car is a very nice luxury and handy feature. But in the last several dozen years electronic chart plotters fed by GPS have saved countless lives and damage in boats and aircraft. Satellite weather maps and short-wave radio has saved countless more. Even with all the electronic systems modern ships and aircraft have available, professional crews still occasionally manage to run their craft into the ground. It used to happen a whole, whole lot more 30 or 50 years ago when the navigational aids were more crude, and was actually common back when there were no electronic navigational aids, or even no aids of any kind.
So 100 or 200 merchant and military vessels out of 50,000 is not a bad ratio, but it can't really be considered negligible or that it does not happen.
I tried to find some estimates for ancient shipping (say roman times), but all I found was Norwegian statistics from 1866-1870 show a wreck rate of less than 0.5% per voyage (not year, voyage) most ships would make more than one voyage per year. If you assume the average is 2 voyages a year, then the wreck rate was 1 percent per year, and I would expect the 19th century Norwegians to have much lower wreck rate than any BC civilization which I think would be a better comparison for Barsaive Air Sailing. And I would consider air sailing to be a more dangerous activity that water sailing.
From "The Merchant of Venice", it sounds as if Antonio would not have been surprised at all to loose one or two of his five ships. It was reports that he had lost all five that dismayed him.
Yes, 10% losses is a very high estimate. I included it only because of Terror In the Skies, in which it is stated that 3 or 4 ships were lost near Travar in just 3 weeks. This was probably the loss of 10% or more of the Cargo Airships in all of Barsaive in just those three weeks. I would think that more common losses would be 3 to 5 percent per year. Not 10% per three weeks.
And once again, my point is absolutely not that ships plummet out of the sky with undue frequency (I don't consider 3 to 5 percent wreck rate per year to be undue for ancient craft). My point has always been that in RaW, the listed crew size for a ship is the number of crew that is required to run the ship safely for 16 hours a day. That is what it says in the book. Once again, a GM can decide that that does not suit him and choose to ignore it. Or decide that it is really the number of crew required to run the ship 24/7. But that would be a difference from what it says in the book. (the 3rd edition book, I understand the 4th edition air sailing rules are coming). And if it not the GM who decides to make a house rule, but a player who feels that he does not need quite so great a margin in his Air Sailing tests, then constantly running short handed could affect your wreck rate.