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Statistics:Posted by yankeeschic — Tue Jun 03, 2025 2:58 am
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Statistics:Posted by yankeeschic — Sun May 25, 2025 3:03 am
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Galeb_G4 wrote: ↑
this may sound ironic, but it isn't, I'm admirative!
And yes, in any case, it'd be appropriate to introduce several socioeconomic levels of tradesmen and merchants. Someone trading silks or spices in the capital city won't earn the same as some shoemaker in a quiet town, some will eat bread and chicken stock while some will eat lamb and drink fine wines, some will buy villas like these (or at least, the historical equivalent) while some will live with their 4 kids in 40 square meters, some will wear burlap and some will wear mink... And these will all be tradesmen and merchants.
The idea about introducing several socioeconomic levels is gorgeous in my opinion. It really makes sense! Sat Mar 30, 2019 6:38 pm
That's how you recognise great DMs and great games, they can bring out a short research-level study of household budgeting in their socio-historico-economical context so that players can go buy stuff at the blacksmith's or baker's shop this may sound ironic, but it isn't, I'm admirative!And yes, in any case, it'd be appropriate to introduce several socioeconomic levels of tradesmen and merchants. Someone trading silks or spices in the capital city won't earn the same as some shoemaker in a quiet town, some will eat bread and chicken stock while some will eat lamb and drink fine wines, some will buy villas like these (or at least, the historical equivalent) while some will live with their 4 kids in 40 square meters, some will wear burlap and some will wear mink... And these will all be tradesmen and merchants.
Statistics:Posted by Joseph Y — Fri Jan 15, 2021 8:35 am
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Question -- do you have some examples of the "Magical Equipment"? Are these just fun flavor-additions to equipment, or do you have something my systematic?
Statistics:Posted by quillius — Wed May 27, 2020 8:21 pm
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Statistics:Posted by Slimcreeper — Wed May 27, 2020 6:19 pm
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And yes, in any case, it'd be appropriate to introduce several socioeconomic levels of tradesmen and merchants. Someone trading silks or spices in the capital city won't earn the same as some shoemaker in a quiet town, some will eat bread and chicken stock while some will eat lamb and drink fine wines, some will buy villas like these in France (or at least, the historical equivalent) while some will live with their 4 kids in 40 square meters, some will wear burlap and some will wear mink... And these will all be tradesmen and merchants.
Statistics:Posted by Galeb_G4 — Sat Mar 30, 2019 6:38 pm
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Here's what I have:
Lifestyle
To cut down on bookkeeping, each month the player chooses the lifestyle his player lives. This covers room & board, drinks, clothes, hansom cabs, tents and draft animals when traveling, and so on. GM discretion is required - an occasional night out is covered, for example, but it should be appropriate to the lifestyle. A peasant might have a pint or two at a tavern; a merchant might have a dinner party, royalty might have a ceremonial feast. Each level has a certain influence on how people see the character. Individual NPCs may have a different attitude towards the PCs than the default, and PCs are in charge of their own attitudes. The names of each category are meant to give a feel for the type of person that typically lives that lifestyle, but aren’t prescriptive. A character could be a down-on-her-luck princess living a Poor lifestyle.
Adepts start play as Working Poor with 1 month paid
To increase a lifestyle level, the player must pay a one-time investment of 10x the desired lifestyle’s monthly cost. This represents buying that dream house, bribing authorities, updating his or her wardrobe, investing in businesses, attending the right parties, and so on. If the player can’t pay the cost for a month, the player drops by one level permanently. Characters may try to secure loans, but this will mean that the character owes a favor.
Generally a loan comes due in the next month and costs 20-50% of the loan’s value.
If a character has a budget for retainers, total the monthly expenses for all retainers. This expense is included in the monthly budget. For example, a Merchant has budgeted 45 silver/month, which would be one Working Poor or three Poor retainers. The PC cannot choose to not have a retainer and pocket the money. If the character is also connected to a revenue-generating organization, there are certainly other people working for the PC, but they have full-time jobs and are not always at the PC’s disposal.
A PC can emulate a different lifestyle through the use of disguises and social skills and talents, but may require spending up to the monthly cost of the desired lifestyle, at the GM’s discretion, and the effect lasts only for one social situation, such as a party or criminal trial.
Poor - 15 silver/month.
Lives a nomadic lifestyle, in slums, or flophouses, or as subsistence farmers.
As a retainer may be a porter or housekeeper
Travels with only the stuff on his or her back.
All NPCs have a starting view of Unfriendly.
Working Poor - 45 silver/month.
Lives in neighborhoods, villages or on small farms in rented properties, or in a nomadic tribe.
As a retainer may be a cook, driver, butler, or simple guard.
Travels with only the stuff on his or her back.
All NPCs except for poor have a starting view of Unfriendly.
Working Class - 60 silver/month.
Lives in neighborhoods, villages, on small farms, or a part of a successful nomadic tribe. Either owns property, or is protected by long custom against eviction.
As retainer, is skilled labor - accountant, mercenary, blacksmith, etc.
Travels with only the stuff on his or her back.
Merchant, Wealthy and Royal NPCs have a starting view of Unfriendly. Working Class, Working Poor, and Poor NPCs have a starting view of Neutral.
Merchant - 180 silver/month.
Lives in towns & cities, or is an elder, council member, etc of a village or tribe. Owns property.
As retainer, is a guard captain, expert chef, caravan master, half-adept, or even 2nd circle adept.
45 silver/month budget for retainers.
The character is considered connected to a business or other income-generating organization. It maintains itself so that the character can adventure, but can be a source of contacts, favors and adventure hooks.
When the character buys into Merchant, choose a common magical item and add it to his inventory.
Travels with a beast of burden and tent.
Poor & Working Poor have a starting view of Friendly. Working Class, Merchant, and Wealthy are Neutral. Royalty is Unfriendly.
Wealthy - 1,500 silver/month.
Lives in towns & cities, or is a chief or council member of a major tribe. Owns property.
Includes 180 silver/month budget for retainers.
The character is considered connected to a business or other income-generating organization. It maintains itself so that the character can adventure, but can be a source of contacts, favors and adventure hooks. If the budget for retainers is spent on an NPC that runs the business, the retainer can make a skill check DN (6) each month to generate income for the PC. For each success, the PC gains 100 silver. On a rule of 1, the retainer has lost 1d10 x 100 silver that the PC must cover in addition to the normal monthly cost. If the PC is focused on the organization, he or she can make a skill check to earn 500 silver per success. On a rule of 1, the PC has lost 1d10 x 500 silver.
When the character buys into Wealthy, choose 1d4 common magical items and add it to his inventory.
Travels with a wagon & pavilion. Must spend 180 silver on extra retainers (drivers, cooks, guards), or be treated as a mere Merchant while traveling.
Poor, Working Poor, Working Class, Merchant, and Wealthy have a starting view of Friendly, and Royalty have a starting view of Neutral.
Royalty - 5,000 silver/month.
Lives in cities. Owns property.
Includes 360 silver/month budget for retainers.
The character is considered connected to a business or other income-generating organization. It maintains itself so that the character can adventure, but can be a source of contacts, favors and adventure hooks. If the budget for retainers is spent on NPCs that runs the business, the retainers can each make a skill check DN (6) each month to generate income for the PC. For each success, the PC earns 500 silver. On a rule of 1, the retainer has lost 1d20 x 100 silver that the PC must cover in addition to the normal monthly cost. If the PC is focused on the organization, he or she can make a skill check to earn 1000 silver per success. On a rule of 1, the PC has lost 1d10 x 1000 silver.
When the character buys into Wealthy, choose 2d4 common magical items and add it to his inventory.
Royalty travels with a wagon train and pavilion tent. The PC must spend an additional 360 silver on additional retainers (drivers, cooks, guards), or be treated as merely Wealthy.
Poor & Working Poor have a Loyal Attitude towards Royalty. All others treat them as Friendly.
Moneychangers and Merchant Bankers
It isn’t always wise to travel with large amounts of coin, or the wrong kind of coin for the realm. Moneychangers charge 2d4% to change from one money to another. They will also store coin for a fee of 5% per month. A few recognized Merchant Houses from Throal have offices in the larger Barsaivian cities will offer a Bill of Exchange. For a fee of 10%, a Bill of Exchange can be purchased that can be exchanged for the local coin once the customer arrives in the city. A message is always sent via a separate courier on an airship with confirmation, so that if the Bill of Exchange is stolen it is of no value.
Statistics:Posted by Slimcreeper — Sun Mar 10, 2019 10:41 pm
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